Forgot Password. Low home prices in an undesirable neighborhood can also mean affording a larger down payment for instant equity and a lower monthly mortgage payment, saving you money on interest. The reality: There are at least 3 levels of lower-income housing, only one of which is blighted, war-zone property which by the way, I strongly urge you to avoid. Second, while developing a cash flow is no easy trick with income properties, it is like any other business or trade, a developable skill.