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For the U. Quantitative measures fund performance. Large Cap Equity Fund, RIM has contractually agreed, until February 28, , to waive up to the full amount of its advisory fee for the Fund and then to reimburse the Fund for other direct Fund-level expenses to the extent that direct Fund-level expenses exceed 0. On January 2, , RIC reorganized by changing its domicile and legal status to a Massachusetts business trust. These arrangements are not part of the Administrative Agreement with RIC and may be changed or discontinued. The following paragraphs list the current waivers and those that were in effect during the last three fiscal years.

There are two buckets that investment products fall into — financial and non-financial assets. Generally, investors with at least 10 years or more before they need to start withdrawing from their investment accounts fall into the long-term investor category. Currently, the 1-, 3-, 5 year market returns are around 13 percent, 8 percent and Past performance is not indicative of future results. To invest in direct equities, one needs to open a demat account.